💼 Business Loan Calculator
Calculate your business loan with complete cashflow analysis
Business Financing
Total amount to borrow
Annual interest rate on loan
Loan duration in months
Average monthly income
Monthly operating expenses (excluding loan)
📊 Results
Monthly Payment
$0
Cashflow
$0
% Income to Loan
0%
Total Payment
$0
Total Interest
$0
Payment Capacity
-
📈 Cashflow Projection (12 months)
📋 Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|
💡 Useful Information
🎯 Business Loan Tips
- Maintain positive cashflow at all times
- Don't commit more than 30% of income
- Have an emergency business fund
- Compare rates from different lenders
- Consider term based on your capacity
📊 What is Cashflow?
- Money available after expenses
- Income - Expenses - Loan Payment
- Must always be positive
- Indicates business financial health
- Critical for decision making
⚠️ Important Considerations
- Stability of monthly income
- Business seasonality
- Variable and unexpected expenses
- Growth capacity
- Bank collateral requirements