💳 Loan Calculator
Calculate your monthly payments and complete amortization table
Personal Loan
Enter the amount you need
Annual interest rate (e.g.: 5.5)
Number of months to repay the loan
Mortgage Calculator
Enter the mortgage amount
Annual interest rate (e.g.: 3.5)
Number of years to repay the mortgage
📚 Useful Information
What is a personal loan?
- Amount of money lent by a financial institution
- Repaid in fixed monthly installments
- Includes principal plus interest
- Typical term: 12 to 84 months
How is the payment calculated?
- Uses the French amortization formula
- Constant monthly payments
- More interest paid at the beginning
- More principal paid at the end
Important tips
- Compare offers from different banks
- Check the APR (Annual Percentage Rate)
- Read all conditions carefully
- Don't borrow more than 30-40% of your income