🔒 Privacy Policy

Last updated: December 2024

1. Introduction

At LoanCalc, we respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we handle your data when you use our website.

2. Information We Collect

Our calculators work completely in your browser. The data you enter (amounts, interest rates, terms) are NOT sent to any server and are NOT stored in our databases.

Information we DO collect:

• Technical cookies: To remember your preferences (such as selected language)
• Browsing data: Through Google Analytics (IP address, browser, operating system, pages visited)
• AdSense information: Google may place cookies to show relevant ads

3. How We Use Your Information

We use the collected information to:

• Improve user experience on our site
• Analyze site usage and improve our content
• Display relevant ads (Google AdSense)
• Comply with legal obligations

4. Cookies

We use cookies to improve your experience. Cookies are small text files stored on your device.

Types of cookies we use:

• Essential cookies: Necessary for site operation (language preferences)
• Analytics cookies: Google Analytics to understand how you use the site
• Advertising cookies: Google AdSense to display ads

You can manage or delete cookies from your browser settings.

5. Google AdSense

This site uses Google AdSense to display ads. Google may use cookies to show ads based on your previous visits to this site or other websites.

You can disable Google's use of cookies by visiting Google Ads Settings.

6. Your Rights

Under GDPR (General Data Protection Regulation), you have the right to:

• Access your personal data
• Rectify incorrect data
• Request deletion of your data
• Object to data processing
• Request data portability

7. Security

We implement appropriate security measures to protect your data against unauthorized access, alteration, disclosure, or destruction.

8. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the privacy practices of these sites.

9. Changes to This Policy

We may update this privacy policy occasionally. We will notify you of any changes by posting the new policy on this page.

10. Contact

If you have questions about this privacy policy, you can contact us at:

Email: privacy@loancalc.online